Because their milestones can't wait.
Child Future Saving
Goal-based plans for school fees, higher education, and life milestones — built to compound over decades.
Higher education abroad can cost ₹50 lakh to ₹2 crore in today's rupees — and with education inflation running above 10%, that number nearly doubles every 7 years. A child's future goal deserves its own dedicated, disciplined plan.
How we build a child plan
- Start with the goal amount, inflated to the year of need.
- Split into education, marriage, and freedom-fund buckets.
- Long-horizon SIPs in equity for the growth years.
- Gradual glide-path to debt as the goal date approaches.
- Term insurance on the earning parent to guarantee the goal.
We also consider tools like Sukanya Samriddhi Yojana, PPF in the child's name, Children's Gift mutual funds, and dedicated child-oriented SIPs — combined thoughtfully rather than dogmatically.
The single biggest mistake parents make is starting late. With Zenvest, you start with a written plan, a monthly SIP, and a review calendar — so the goal moves from wish to work-in-progress.